Can someone explain this?
That said, can anyone please explain to me why it's good public policy to block chapter 7 bankruptcy protection for people bankrupted by medical expenses? We're not talking about people going berserk with plastic, here--we're talking "that heart surgury just wasn't covered by your insurance policy." That sort of situation seems to me to be exactly why we have chapter 7 bankruptcy protection in the first place, but apparently every singe Republican senator and a handful of Democrats disagree--they shot down an amendment that would have protected homeowners who get wiped out by medical debt.
How can this possibly be good public policy? For that matter, how can this possibly be morally right?